TERMS AND CONDITIONS These terms and conditions (the "Terms and Conditions") govern the use of www.MDPearls.com (the "Site"). This Site is owned and operated by PearlsMD or MDPearls. This Site is a news or media website. By using this Site, you indicate that you have read and understand these Terms and Conditions and agree to abide by them at all times. Intellectual Property This Site is the property of PearlsMD or MDPearls and the Site's creators. Acceptable Use As a user of our Site, you agree to use our Site legally, not to use our Site for illegal purposes, and not to: Violate the intellectual property rights of the Site owners or any third party to the Site; or Advertising for personal or financial gain. If we believe you are using our Site illegally or in a manner that violates these Terms and Conditions, we reserve the right to limit, suspend or terminate your access to our Site. We also reserve the right to take any legal steps necessary to prevent you from accessing our Site. User Contributions Users may post the following information on our Site: Public comments; and Information useful to medical colleagues. By posting publicly on our Site, you agree not to act illegally or violate these Terms and Conditions. Accounts When you create an account on our Site, you agree to the following: You are solely responsible for your account and the security and privacy of your account, including passwords or sensitive information attached to that account; and All personal information you provide to us through your account is up to date, accurate, and truthful and that you will update your personal information if it changes. We reserve the right to suspend or terminate your account if you are using our Site illegally or if you violate these Terms and Conditions. Limitation of Liability PearlsMD or MDPearls and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your use of the Site. Indemnity Except where prohibited by law, by using this Site you indemnify and hold harmless PearlsMD or MDPearls and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Site or your violation of these Terms and Conditions. Applicable Law These Terms and Conditions are governed by the laws of the Province of British Columbia. Additional Terms All information posted on this website is public and you are responsible to ensure that no private or condifential information is posted; and Your password is unique to this website and is not shared with any other information sensitive website. Severability If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid. Changes These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Site and the way we expect users to behave on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on our Site. Contact Details Please contact us if you have any questions or concerns. Our contact details are as follows: ______________________________________ stan@pearlsmd.com Richmond, British Columbia, Canada